Cash Flow Solutions was created in 1998 as an innovative provider of electronic payments for merchants nationwide. The essence of the electronic process is easy: money is debited from one bank account and credited into another. Our staff used the term debit and credit so frequenty, it started to become a chant… “DebIT”… “CredIT”… Soon the chant turned into a croak and our frog Obie was hatched. We quickly become known in the payments industry as The Frog Company.