Adaptive behavioral analytics that harness
the predictive power of open banking with
demographic information to deliver insights
The Bank Behavior Experts help
Lenders Banks FinTechs Large Billers Retailers
To make better financial decisions
Lead Buying
Prequalification
Account Management / Collections
Direct Mail / Prescreen / List Management
Account Verification / Nacha Compliance
User Experience
Make Smarter, More Transparent Credit Decisions
Identify and reduce bank account and identity fraud by applying our insights
BankQUALIFY
Enabled by a sub-second live API call made leveraging PII elements. BQ returns features indicative of
lead quality, account ownership, transactional history, and risk.
BankVERIFY+
Delivered via API call, which requires bank account information along with PII. BV+ returns over 1,000 attributes, along with scores, rules, and recommendations. BV+ is a non-credentialed process.
BankLOGIN+
Requires consumer provides bank login credentials or a payload from a provider of bank aggregation, via live API call or by RIBBIT’s widget.
Solutions
AIR | Affordability Index by RIBBIT